We cover mortgages, protection, development finance and commercial lending. Whether you are buying your first home, protecting your family, funding a development project or financing a business, we search the whole market and find what actually works for your situation. No restrictions, no bias, just honest advice.
We arrange ground up development finance, refurbishment loans, bridging finance and land finance. We structure it properly for your project from the start, not as an afterthought.
We cover first time buyers, remortgages, buy to let, self employed, bad credit and more. We search over 90 lenders so you get a deal that works for you, not just what one bank has on offer.
From commercial mortgages to business loans, invoice finance and asset finance. We work with lenders who actually understand business lending.
Life insurance, critical illness cover, income protection, landlord insurance and business protection. We search the full market and recommend what genuinely fits, not what pays us the most.
Authorised and regulated by the FCA. Check our registration at register.fca.org.uk . FCA number: 920827.
We compare 90 or more lenders on every case. Not tied to any bank or panel.
Read what our clients say on Google and Trustpilot.
You will know exactly what you are paying before you agree to anything. Read how our fees work.
Life cover, income protection, critical illness and business protection. See all the options.
Fast, free, no fuss. Our calculators cover mortgages, stamp duty, bridging loans, buy-to-let yields and more. Get a clear picture in seconds then let our advisers find you the best deal on the market.
We cover first time buyers, remortgages, buy to let, self employed, bad credit and more. We search over 90 lenders so you get a deal that works for you, not just what one bank has on offer.
We arrange ground up development finance, refurbishment loans, bridging finance and land finance. We structure it properly for your project from the start, not as an afterthought.
From commercial mortgages to business loans, invoice finance and asset finance. We work with lenders who actually understand business lending.
Life insurance, critical illness cover, income protection, landlord insurance and business protection. We search the full market and recommend what genuinely fits, not what pays us the most.
Going to a bank means seeing one lender’s products. Coming to SAHO Financials means we compare the whole market. We are FCA regulated, which means we have to act in your best interests, not the lender’s. There is no incentive for us to point you towards a product that does not suit you.
Our advisers work with all kinds of situations. Self-employed applicants, clients with credit issues, large loan cases, development projects, business protection planning. We know which lenders are flexible, which ones turn cases around quickly, and which protection insurers deal with health history fairly. That knowledge cuts out a lot of wasted time and rejected applications.
You get everything in writing before you commit to anything. See what our clients say about working with us or find out more about how independent broking actually works.
You are probably not as stuck as you think.
Bridging finance is designed exactly for that.
That is a tight window. We work with lenders who understand that.
The structure matters as much as the rate. We get both right.
Tell us what you are trying to do. We will work out the rest.
stay up to date with the latest news, rate changes, and practical advice across mortgages, commercial finance, bridging, and development finance
People in the UK get a cancer diagnosis at some point in their life. Cancer Research UK
Of UK adults have no life insurance at all. Swiss Re
Is about how long the average UK household's savings would last if the main earner could not work. ABI
Lenders compared on every mortgage we handle. Find out how we search the market
Yes. We are authorised and regulated by the Financial Conduct Authority. You can check our registration on the FCA Register using our FCA number 920827. Being regulated means we are legally required to give advice that is in your best interests
We explain our fees clearly before you commit to anything. No surprises and nothing hidden. Read more about howour fees work.
The full range. First time buyers, remortgages, buy to let, moving home, self employed applicants, bad credit cases, shared ownership and large loans. We are whole of market so we are not limited to a set lender panel.
Yes. We cover the full range of protection including life insurance, critical illness cover, income protection, buildings and contents, landlord insurance and business protection. Our advisers handle both mortgages and protection so nothing gets missed.
It means we search the entire market rather than a fixed list of lenders. SAHO Financials compares over 90 mortgage lenders and all the main protection insurers. More on why that matters here. You can also read the MoneyHelper guide to using a broker for an independent view.
Fill in our contact form and someone will get back to you within one business day. Or have a look at our free calculators first if you want to get a sense of the numbers. No obligation and the first conversation is free.
Get in touch and one of our advisers will get back to you within one business day. If you want to look at the numbers first, try our free mortgage and affordability calculators. No sales pressure. No commitment required. Just an honest conversation about what is possible for your situation.