Remortgage with Saho Financial Services

Your home for remortgage advice. Tell us about your circumstances, talk to a dedicated adviser, and get personalised remortgaging guidance and deals.

FCA Regulated

Authorised and regulated by the FCA. Check our registration at register.fca.org.uk . FCA number: 920827.

Whole of Market

We compare 90 or more lenders on every case, not tied to any single bank or panel.

No Hidden Fees

You'll know exactly what's involved before you agree to anything.

Protection Specialists

Life cover, income protection, critical illness and business protection. See our protection options .

Let's find your remortgage deal

If your mortgage is coming up for renewal, you’re looking to switch to a better deal, or you want to release equity from your home, remortgaging is worth exploring. The MoneyHelper remortgage guide is a useful starting point, and our mortgage calculator can give you a quick sense of what different rates could mean for your monthly repayments.

Your dedicated mortgage adviser has access to deals from a wide panel of banks and building societies. They will walk you through the process and help you understand whether switching is genuinely the right move. It’s also worth keeping an eye on the Bank of England base rate, as rate movements can affect the timing of a remortgage decision.

Why people remortgage

  • Their fixed or tracker rate has ended and they’ve moved onto the lender’s standard variable rate
  • They want to lock in a new rate before the market moves
  • They want to release equity to fund home improvements or other costs
  • Their financial situation has improved and they now qualify for better deals
  • They want to consolidate existing borrowing onto their mortgage

If you’re approaching the end of a fixed term deal, it’s worth starting the process early. You can also run the numbers using our monthly repayments calculator before speaking to an adviser.

Understanding early repayment charges

Before switching, it’s worth checking whether your current lender will apply an early repayment charge. These are set out in your original mortgage offer and can range from one to five percent of the outstanding balance. The FCA’s information on mortgage charges explains your rights when switching lenders. We’ll factor any exit costs into our recommendation so you get a clear picture of the real saving.

Explore your mortgage options

Your remortgage questions

Is Saho Financial Services FCA regulated?

Yes. Authorised and regulated by the Financial Conduct Authority. Check registration reference 920827 on the FCA Register

The full range, from straightforward remortgages to buy to let, self employed and specialist cases.

Yes, including life cover, income protection and buildings insurance. We’ll make sure your cover keeps pace with your new mortgage.

We search a wide panel of lenders rather than being tied to one provider. See the FCA’s explanation of restricted versus whole of market advice for more detail.

Tell us about your current mortgage and what you’re looking to achieve, and we’ll take it from there.

Ready to remortgage?

We can help you switch to a new deal, either with your existing lender or a different one.

Whole of market search across 90 or more lenders

We handle the paperwork and liaise with your new lender throughout

You’ll know exactly what’s involved before you commit to anything

Mortgages Deatils